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CGC Guarantee Facility : Credit Enhancer Scheme
 
   
 
 
     
Credit Enhancer Scheme   
Objective:
The objective of the Credit Enhancer Scheme or Enhancer is to assist entrepreneurs who have viable projects but lack the collateral to obtain the required financing amount from Financing Institutions.

Eligible Borrowers:

• Malaysian-controlled or Malaysian-owned businesses
• A company based on SME definitions as below:
   • The matrix for approved definitions is based on the number of full-time employees, as per the following table:
      New SME Definitions Based on Number of Full-Time Employees

  Sector
Size Primary Agriculture Manufacturing (Including Agro-based) & MRS Services Sector (+ICT) & Mining & Quarrying & Construction
Micro Less than 5 employees Less than 5 employees Less than 5 employees
Small Between 5 & 19 employees Between 5 & 50 employees Between 5 & 19 employees
Medium Between 20 & 50 employees Between 51 & 150 employees Between 20 & 50 employees
   OR
   • The classification of economic activities based on annual sales turnover, as per following table:
      New SME Definitions Based on Annual Sales Turnover

  Sector
Size Primary Agriculture Manufacturing (Including Agro-based) & MRS Services Sector (+ICT) & Mining & Quarrying & Construction
Micro Less than RM200,000 Less than RM250,000 Less than RM200,000
Small Between RM200,000 & less than RM1 Million Between RM250,000 & less than RM10 Million Between RM200,000 & less than RM1 Million
Medium Between RM1 Million & RM5 Million Between RM10 Million & RM25 Million Between RM1 Million & RM5 Million
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