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SME Banking : Property Financing
 
   
 
 
     
Property Financing  
Whether you are a new entrepreneur or running a small to medium enterprise, we offer a full range of loan packages to suit your property financing needs.

Term Loan
  • A Term Loan is a fixed amount of loan granted for an agreed period of time and to be repaid in fixed instalments.
  • With fixed repayments, you’ll be able to plan and manage your cash flow effectively.
Overdraft
  • OD is a revolving loan granted and it is subject to annual review. It is made available to a business customer via a current account, whereby the borrower may withdraw the required amount each time by issuing cheques, as long as the OD limit is not exceeded.
  • A commitment fee of 1% is charged on the unutilized portion of the facility.
  • Interest is calculated on a daily basis based on the balance outstanding at the end of each business day.
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