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Frequently Asked Questions : How To Invest
Frequently Asked Questions
 
   
 
 
     
Frequently Asked Questions  

Let us assist you in starting your journey of investing. We will explain the various prerequisites and steps needed to start investing.
  • 1.Who is eligible to invest?

    Individual Investors

    For a single applicant

    The applicant must be 18 years of age and above.

    For joint applicants

    The first named applicant must be 18 years of age and above. The joint applicant can be of any age.

     

    Corporate investors

    Companies, co-operatives, societies, sole proprietors, institutions, etc.​

  • 2.What is the minimum investment required?

    For most funds, the minimum amount is RM1,000.  Please refer to the respective prospectus for more information.​

  • 3.What forms do I need to complete?

    For AmCash Management applicants:

    For applicants applying for AmCash Management account without cheque writing facility.

    • Account Opening Form – Individual / corporate; and
    • One (1) set of specimen signature card

    For applicants applying for AmCash Management account with cheque writing facility:

    • Account Opening Form – Individual / corporate
    • Three (3) sets of specimen signature card; and
    • The "Biro Maklumat Cek" Declaration Form

    For applicants of all other Funds:

    • Account Opening Form – Individual / corporate; and
    • One (1) set of specimen signature card​
  • 4.What are the documents to be attached?

    Individual investor

    For a single applicant and first named joint applicants

    • photocopy of National Registration Identity Card (NRIC) or passport;

    For joint named applicants

    • photocopy of NRIC or Passport of first named joint applicant; and
    • photocopy of NRIC or Passport or Birth Certificate of joint applicant;

    Corporate investors

    • a certified true copy of the Memorandum and Articles of Association or its equivalent;
    • a certified true copy of Form 24 and 49 or its equivalent;
    • an original copy of a Board Resolution approving investments in the Fund or its equivalent;
    • list of authorised personnel to effect any instructions pertaining to the Fund if not mentioned in the Board Resolution or its equivalent;
    • a copy of the latest audited Financial Statement of Accounts; and
    • any other approvals required from relevant authorities.

     

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  • 5.What are the available payment modes?

    Payments can be made using cheque, draft, or money order made payable to:
    AmInvestment Services Berhad.

    Applicants are to write their names and NRIC numbers or passport numbers at the back of the cheque, draft or money order.

    You can either mail the application with complete documentation and payment to us or give it to any of our distributors for delivery to us. If we do not receive complete documentation with the payment, we reserve the right to reject the application. If you deposit payment into our account and do not notify or provide us with the complete documentation, we shall reject your application and hold such amount until claimed.

    Note: Where payment is by cheque, the cheque must be issued by the investor. Third party cheque payment must be accompanied with a properly signed letter from the issuer of the cheque stating that he/she is aware that the cheque is used for investment in unit trust by the investor duly named.

    In the case of bank draft or money order, a copy of the application for the bank draft or money order as approved by the relevant bank/post office must be submitted with the bank draft or money order. If the draft is applied by a third party, then a letter from the third party attesting to the use of the draft for the investment in unit trust by the investor must be submitted.

    Please send the payment, application form and other relevant documentation to us, or hand them to one of our person dealing in unit trust or institutional unit trust agents for delivery to us.

    Please do not mail cash.​

  • 6.How do I make an additional investment?

    You are required to complete a Transaction form and forward it with payment as done under Question 2.5 above.

    Regular savings plan/Autodebit plan (subject to terms & conditions)

    You may make regular investments in the Fund by giving your bank a standing instruction.  These payments must be for a minimum additional investment amount and can be made at regular intervals such as monthly, quarterly, half yearly and annually.

    You are advised to notify us if you plan to make regular saving investment/autodebit plan in order to receive a copy of the latest Prospectus at each renewal date of the Prospectus to allow you to have updated information on the prospectus.

    For Fixed Income, Equities, Mixed Asset Funds and Feeder Funds

    All investments made through the regular savings and autodebit will be processed at the close of the business day (forward pricing) the Manager is notified of the investment by the relevant financial institution.

     

    Automatic teller machine (ATM) investment (subject to terms and conditions)

    (For AmTotal Return, AmCumulative Growth and AmCash Management)

    You will need to complete the necessary documentation available at the respective financial institutions to transfer minimum additional investment amounts from your savings account to your Funds account with us.

    You are advised to notify us if you plan to make ATM investment in order to receive a copy of the latest Prospectus at each renewal date of the Prospectus to allow you to have updated information on the Prospectus.

    All investments made through the ATM will be processed at the close of the business day (forward pricing) the Manager is notified of the investment by the relevant financial institution.

  • 7.What is the minimum additional investment required?

    Different funds have different minimum additional investment required.  Please refer to the respective prospectus for more information.​

  • 8.When is the cut-off time for submitting an initial and additional investment request?
    PROCESSING AN APPLICATION Cut Off Time/Business Day

    AmCash Management , AmIncome and AmAl-Amin

    Processing Ordinary Application

    If an application with cleared payments and complete documentation is accepted by us before the cut-off time on a Business Day it will be processed on the same Business Day.

    If an application with cleared payments and complete documentation is accepted by us after the cut-off time or on a non-Business Day, the application will be processed on the next Business Day.

    For EPF Investment Scheme

    If an EPF application with complete documentation is received on a business day, it will be processed on the Business Day payment in cleared funds are received from EPF.

     

    AmCommodities Extra

    Processing Ordinary Application

    If an application received before the cut-off time, it will be processed on the following Business Day. Any application received after cut-off time, it will be deemed to have been received on the next Business Day.

     

    For all other Funds

    Processing Ordinary Application

    If an application is received before the cut-off time on a Business Day, it will be processed at the end of Business Day. Any application received after the cut-off time, it will be deemed to have been received on the next Business Day.

    Note: The Manager reserves the right to reject any application that is unclear, incomplete and/or not accompanied by the required documents. Incomplete applications will not be processed until all the necessary information has been received.

    For EPF Investment Scheme

    If an application is received before the cut-off time on a Business Day, it will be processed at the end of Business Day. Any application received after the cut-off time, it will be deemed to have been received on the next Business Day.

    Note: The Manager reserves the right to reject any application that is unclear, incomplete and/or not accompanied by the required documents. Incomplete applications will not be processed until all the necessary information has been received.

    11.00 a.m.
    Monday to Friday
    (except public holidays)

     

     

     

     

     

     

     

     

    4.00 p.m.
    Monday to Friday
     (except public holidays)

  • 9.What are the advantages of a regular savings / autodebit plan?

    Advantages of a regular savings/autodebit plan

    A regular savings plan is a cost-effective and systematic approach to accumulate assets in the long term.  It is designed to take advantage of the dollar cost averaging concept by investing a fixed amount of money at regular time intervals (usually on a monthly basis) regardless of market fluctuations or whether the price of unit trust you are investing is low or high.  Over a period of market volatility, the average cost of investment is less than the average price of the fund because more units are bought when the price is low and fewer units when the price is high.

    Over the long term, this strategy helps to smooth out the volatility of the market.  Other benefits include prevention from investing a lump sum during the worst market condition and eliminates the need for “market-timing”.​
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