Konsep

Bai‘Inah

• Pembiayaan tanpa penjamin
• Kelulusan segera
• Tiada bayaran pendahuluan
• Rebat ke atas penyelesaian awal
• Perlindungan Takaful / Insuran

• Kakitangan Kerajaan Persekutuan, Kerajaan Negeri dan Badan Berkanun yang terpilih.
• Warganegara Malaysia berumur antara 18 dan 56 tahun [bergantung kepada umur bersara semasa pembiayaan matang,yang mana berkenaan]
• Berjawatan tetap tidak kurang dari 3 bulan
• Pendapatan kasar tidak kurang dari RM 1,500

• 3 salinan kad pengenalan yang disahkan[pengesahan asal] oleh Ketua Jabatan ATAU 3 salinan original surat beranak dan Pengenalan Polis yang disahkan [depan belakang]
• Penyata Gaji
     a. 1 penyata gaji asal terbaru DAN
     b. 2 penyata gaji yang disahkan oleh Ketua Jabatan [pengesahan asal] ATAU
     c. 3 salinan asal e-penyata gaji yang disahkan[pengesahan asal] oleh Ketua Jabatan
• 1 salinan buku akaun simpanan/ penyata akaun semasa [muka surat hadapan dengan nama & number akaun]

• 5.10%

Our Personal Financing-i at AmIslamic Bank fully complies with the Shariah requirements designed specifically for your wants and needs.

Concept

Bai ' Inah

Financing Quantum

Minimum of RM 5,000
Maximum of RM200,000 OR
Monthly deductions not exceeding 60% of gross monthly income

Tenure

Minimum: 5 years
Maximum: 20 years

• No Guarantor
• Prompt Approval
• No advanced installments required
• Rebate on early settlement
• Takaful/Insurance coverage

• Employees of Federal and State Government and Selected Statutory Bodies
• Aged between 18 to 56 years old prevailing retirement age at loan maturity, whichever is applicable
• Permanent staff with minimum 3 months in service
• Minimum gross income of RM1,500

• Biro Perkidmatan Angkasa (BPA)

• 3 Original Certified True Copy by applicant’s Head of Department for NRIC OR 3 Original Certified True Copy Police Identity Card & Birth Certificate [both sides]
• Pay Slip
     a. Latest 1 month Original pay slip AND
     b. 2 Original Certified True Copy by applicant's Head of Department for each pay slip OR
     c. 3 copies of Certified True Copy by applicant's Head of Department for e-pay slip
• 1 Copy of Savings Account Passbook / Current Account Statement (front page with name & account number)

• 5.10% per annum
• Promotional Rate - Click here

For further information, please contact 1300 80 8888 or visit our nearest branch to apply for our Personal Financing- i product.

*Terms and conditions may apply

Please click here for AmIslamic Bank / AmBank Branches