Whether starting a family or investing for the future, our Flexi Home Financing-i plan helps you own a house the easier and more rewarding way. This Shariah-compliant plan also offers a maximum-capped profit rate that allows you to enjoy market rates yet protected.
Highlights• Variable rate home financing facility• Maximum capped profit rate• Up to 95% margin of financing• Up to 30 years or age 65 payment period• Monthly rest profit calculation• Processing fees waived (subject to terms and conditions)
Flexi Home Financing-i Features• Based on Shariah concept of Bai Bithaman Ajil (deferred payment sale)• Financing of under-construction and completed property, including sub-sale• Refinancing of completed property, including sub-sale• Property includes residential and commercial• Option to finance Mortgage Reducing Term Takaful (MRTT) for own protection• Rebate for early settlement• Rebate for difference between maximum-capped profit rate and effective rate (if any)
Requirements to Apply• Minimum age: 18 years old & above.• Minimum income: Monthly income of at least 3 times the monthly installment amount.• Open to Malaysian citizens, Permanent Residents or workers with work permit in Malaysia.