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Bancatakaful

AmHigh Takaful Investment Linked-Plan

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AmHigh Takaful Investment Linked-Plan

Negotiable Instruments of Deposit-i

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AmHigh Takaful Investment Linked Plan

Eligible for protection by PIDM

AmHigh Takaful Investment Linked Plan is a transparent and Islamic way of savings that also includes protection for the loved ones in case of death of the participant. It is an investment link plan that gives participant flexibilities in enjoying in the takaful coverage and investment choices to maximise the returns.

Eligibility & Requirements
Limit between 18-60 years (the maximum age at maturity cannot be more than 70 years)

Features

Details	Regular Plan	Lump Sum
Contract Tenure	10-52 years old	1-52 years old
Minimum Contributions	1)RM 200 – Monthly 2)RM 600 – Quarterly 3)RM 1,200 – Half Yearly 4)RM 2400 – Yearly	RM 5,000
Payment Frequency	Monthly, Quarterly, Half Yearly & Yearly	Single
Takaful Benefits	Full Death Benefits 100% sum cover which is equal to the percentage of the total expected regular contribution payable for the contracted term OR The Net Asset Value (NAV) of the units (which ever is higher) Limited Death Benefits 60% sum cover which is equal to the percentage of the total expected regular contribution payable for the contracted term OR The Net Asset Value(NAV) of the units (which ever is higher)	Full Death Benefits For 18-50 years:125% of the Single Contributions For 51-60 years:105% of the Single Contributions. OR The Net Asset Value (NAV) of the units (whichever is higher) Limited Death Benefits RM 5,000 or The Net Asset Value (NAV) of the units (which ever is higher)
Investment Allocation	AmHigh Islamic Cash Strategy – 0-25% AmHigh Islamic Equity Strategy – 75-100%
Health Declaration	2 (two) health questions are sufficient in the most of the cases for age below 50 and total contribution below RM 250,000
Partial Withdrawal	Allowable at any time before maturity provided the value of the participant’s share does not fall below RM 10,000
Appointment of beneficiaries	Up to a maximum of 4 beneficiaries can be appointed at any time
Additional Lump Sum Contribution	Yes	Yes

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