Requirement
Minimum Age 
- Principal applicant must be at least 21 years of age
- Supplementary applicant must be at least 18 years of age
Minimum Annual Income
- Platinum MasterCard = RM60,000 per annum
- Gold MasterCard = RM24,000 per annum
Fees and Charges
Annual Fees
Applicants with income of RM 24,000 to RM 36,000 per annum will subject to the following credit card guidelines:
1. Cardholders are only allowed to hold card from 2 Banks
2. Credit Limit – Up to a maximum of 2 times the gross monthly income
Please click here for Product Disclosure Sheet
Please click here for Application Form
* Note:
• The 20,000 Cosway Points reward promotion is valid for all approved new principal credit cardmembers. (Those holding an existing AmBank / AmIslamic Bank Card or their previous cards cancelled less than 6 months are not eligible.)
• Cardmember must charge a minimum retail spend of RM 1,500 within 4 months from the card approval date. (AmFlexi Pay and Easy Payment Plan’s monthly installment transaction will be calculated as retail spend on the newly approved card.)
• AmBank reserves the right to amend, alter, modify or vary all or any of the benefits offered under the
Co-Brand Card Programme with prior notice.
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