Elgibility:

• Minimum age: 18 years old.
• Open to Malaysian citizens, Permanent Residents or workers with Work Permit in Malaysia.

Documents required:

1. Copy of NRIC or valid Passport & VISA / Work Permit / Employment Pass (for Non-    Malaysian Citizen or Expatriate).
2. Copy of Sales and Purchase Agreement or Booking Receipt.
3. Confirmation Letter of Employment  (required if current employment is less than 1 year).
4. Income Documents:

Individual Applicants:
a) For Employed Applicant:
i. Fixed salary earner:
• Latest 3 months' salary slips.
• Latest EPF statement.
• Latest 3 months' bank statements that reflect salary credited.

ii. Fixed salary earner with commissions:
• Latest 6 months' salary slips.
• Latest EPF statement.
• Latest 6 months' bank statements that reflect salary credited.
 
iii. Full commissions earner:
• Latest 12 months' commission statements.
• Latest 6 months' bank statements that reflect commission crediting.
 
b) For Self Employed Applicant:
i. Sole Proprietor and Partnership:
• Latest  6 months' business / personal bank statements.
• Form A & D.

ii. Company:
• Latest 6 months' business / personal bank statements.
• Form 24 & 49.
 
c) Non-Individual Applicants (Company/Partnership/Sole-Proprietorship):
•  Business Registration Form.
•  Profile of Company, Directors and Management team.
•  Certified true copy of M&A, Form 24/44/49 and 9.
•  Latest 2 Years audited accounts or management accounts.
•  Latest 6 months' Company bank statements.
•  Latest 2 years' Form J (for Guarantor/Proprietor).
•  Latest 3 months' payslip (for Guarantor).