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| Active Commodities NID-i |
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Main Features - Income + Growth potential through dynamic exposure towards AmIslamic Bank Makmur Commodity Index. Annual Profit Rate of up to 5% for Year 1, 2, and 3, with totally unlimited return at Maturity (Year 4).
- Indicative 1.5% Hibah (Gift) after 6 Months. Equivalent to 3% p.a.
- Diversification across all 20 underlying commodities
- Active Investing with risk controlled mechanism through target volatility
- Shariah Compliant Investment
- 100% Participation Rate
- Profit Sharing Ratio: Depositor 99.9% : Bank 0.1%
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Other Benefits - Opportunity to invest in commodities, especially now
- Expert decision from world's leading commodity fund manager to select which commodities to invest for your every month
- Quantitative Portfolio Rebalancing everyday to actively manage the risk for you in the ever-changing market environment
- Depositor receives indicative 1.5% Hibah, as a gift, without consideration of the performance of the investment at the end of the first six months
- Inflation Hedge
- All profit rate payments, if there is any, are valued in Singapore Dollar, but payable in Ringgit Malaysia
- Approved by Bank Islamic Bank's Shariah Supervisory Council. A window for Shariah-Compliant Investment
- No entry fee, trustee fee, management fee, penalty fee or exit fee
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This product is aimed to provide 100% value of the amount invested by the customer at maturity by virtue of the investment structure adopted by the Bank on a best effort basis.
In order to achieve this strategy, a portion of the investment will be invested into Negotiable Islamic Debt Certificate (NIDC) that provides a fixed maturity value which is equivalent to the full amount invested by the customer. The balance will be used on an investment strategy that tracks the performances of the underlyings to provide the potential payoff returns. Therefore, customers are encouraged to hold the investment until maturity in order for them to receive 100% value of the amount invested and any potential returns.
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Investment Guidelines
- Active Commodities NID-i is an Islamic Negotiable Instrument of Deposit (NID-i) as per Bank Negara Malaysia Guidelines on Islamic Negotiable Instruments (2000).
- AmIslamic Bank Berhad will provide depositors with indicative daily redemption price for this product. Redemption before maturity is subject to prevailing market conditions.
Note: This product is now closed for subscription and is no longer available.
WARNING: THIS PRODUCT IS NOT PRINCIPLE GUARANTEED. CUSTOMER MAY LOSE PART OR ALL OF THE INITIAL DEPOSIT. THE RETURNS ON THIS PRODUCT ARE UNCERTAIN AND CUSTOMER RISK EARNING NO RETURNS AT ALL. THIS PRODUCT IS NOT COVERED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.
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Monthly Performance Report |
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