InterestPlus & ValuePlus-i
( Only the deposit portion is eligible for protection by PIDM)
InterestPlus is a 2-in-1 investment scheme that offers higher Fixed Deposit rates (“FD”) than prevailing FD board rates with investment in selected unit trust funds. ValuePlus-I ( the Islamic equivalent of InterestPlus) combines General Investment Account-I (“GIA-I”) with investment in selected Islamic unit trust funds.
These products – fixed deposit & unit trust investments – are also available as individual product offerings. However, the higher deposit rates are only available as part of this bundled offering.
Get rewarded for investing… earn higher interest rates .
Features & Benefits
• Choose your preferred deposit term
Select from 1 month up to 12 months.
• Choose your preferred equity investment portfolio
Select from our wide range of available unit trust funds, a suitable investment portfolio suited to your equity investment views, financial means and your risk profile.
• Choose your preferred investment amount
Start from as little as RM1,000 (for 3 to 12 months deposit term) or RM 5,000 (for 1 month deposit term) with an equivalent amount or more in the investment portion.
Find our latest deposit rates offered under InterestPlus & ValuePlus-I here
Find the list of eligible Unit Trust funds offered under InterestPlus & ValuePlus-I here.
InterestPlus and ValuePlus-I has an investment element and returns may vary. Investments in unit trust funds are subject to price fluctuations, which may provide both opportunities and risks. The returns on unit trust investments are not guaranteed and unit trust portion of InterestPlus and ValuePlus-I do not constitute as bank deposits or obligation nor guaranteed by the bank and are subject to investment risks, including the possible loss of the principle amount invested. Unit trust schemes are not eligible for deposit insurance coverage by Perbadanan Insurans Deposit Malaysia (PIDM).
Before making any investment decision, you should obtain and consider the terms and conditions relating to Fixed Deposit and/or General Investment Account-I and unit trust investments. The price of units and the value of your investment may fall as well as rise. Past performance is not necessarily indicative of future or likely performance. You should consider carefully whether any investment is suitable to you, in view of your investment objectives, financial means and risk profile.
There are risks, fees and charges involved with any investment. You are advised to read and understand the contents of the fund prospectus before investing.
AmBank has a range of investment instruments, giving you the tools & opportunities to maximize your overall investment strategy.
Let us help you put your financial strategies in place & help you achieve your desired lifestyle now !
Want to know more?
Consult any of our Personal Banker or Wealth Specialist.
For more information, visit your nearest AmBank branch or contact AmBank Contact Centre (24 hours) at 03-2178 8888 .