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| Al-Taslif Card-i |
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Type of Charges |
Charges (RM)
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| Cards |
| Al-Taslif Card-i |
Annual Fee |
Al-Taslif Platinum/ Gold/ Classic
(MasterCard/VISA) |
Principal
Free for Life (with no conditions)
Supplementary
Free for Life ( Free: First 3 Cards ) |
Profit Charges |
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i) Purchases
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a) |
1.125% per month or 13.5% p.a. if you have promptly settled your minimum payment due for 12 consecutive months. |
b) |
1.333% per month or 16% p.a. if you have promptly settled your minimum payment due for at least 10 months in a 12 months cycle |
c) |
1.458% per month or 17.5% p.a. if your payment record is not within either (a) or (b) above. |
Note: The Tiered Finance Charge does not apply to Cash Advance and Balance Transfer programme.
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| ii) Cash Advance |
1.5% per month or 18% p.a. of the cash advance amount calculated on a daily basis from transaction date until full payment. |
| Cash Advance Fee |
Fixed cash advance fee of RM50 will be imposed for each cash advance transaction. |
| Excess Limit Charge |
Fixed at RM50. |
| Card Replacement Fee |
RM25 per Card. |
| Conversion for Overseas Transactions |
The conversion rate is as determined by MasterCard International or VISA International plus an administration cost of 1%. |
| Sales Draft Retrieval Fee |
RM20 per copy. |
| Additional Statement Request Fee |
RM20 per statement. |
| Minimum Monthly Payment |
5% of the outstanding balance or a minimum of RM50. |
| Compensation Charge for Late Payment |
1% of the outstanding balance due, or a minimum of RM5, whichever is higher, up to a maximum of RM50. |
| Profit-free Period |
20 days from the transactions are posted to the card account until Payment Due Date, if card account is settled in full every month. 20-day profit-free period is only applicable for retail purchases. |
| Card-i Service Tax |
Principal
RM50 per Card.
Supplementary
RM25 per Card.
Tax will be charged on the first statement after Card-i is issued and thereafter on anniversary date on yearly basis. |
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