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| AmIslamic Bank TRUE |
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Type of Charges |
Charges (RM)
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| Cards |
| AmIslamic Bank TRUE |
Annual Fee |
VISA Card-i |
Principal
Free for Life (with no conditions)
Supplementary
Free for Life (with no conditions) |
| Optional Features |
Add-on Features
Cash Rebate Programme
Monthly Statement in Hard Copy
AmProtector Coverage
Travel Personal Accident Takaful
Personal Accident Takaful |
Applicable Fees
RM12 per annum
RM12 per annum
3 sen per RM100
RM31.50 per annum
RM15.75 per annum |
| Profit Charges |
| i) Purchases |
a) |
1% per month or 12% p.a. if you have promptly settled your minimum payment due. |
b) |
1.458% per month or 17.5% p.a. if you have not promptly settled the amount due in the previous month. |
Note: The Profit Charges above does not apply to Cash Advance and Balance Transfer programme. |
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| ii) Cash Advance |
1.5% per month or 18% p.a. of the cash advance amount calculated on a daily basis from transaction date until full payment. |
| Cash Advance Fee |
Fixed cash advance fee of RM50 will be imposed for each cash advance transaction. |
| Excess Limit Charge |
Fixed at RM50. |
| Card Replacement Fee |
RM25 per Card. |
| Conversion for Overseas Transactions |
The conversion rate is as determined by MasterCard International or VISA International plus an administration cost of 1%. |
| Sales Draft Retrieval Fee |
RM20 per copy. |
| Additional Statement Request Fee |
RM20 per statement. |
| Minimum Monthly Payment |
5% of the outstanding balance or a minimum of RM50. |
| Compensation Charge for Late Payment |
1% of the outstanding balance due, or a minimum of RM5, whichever is higher, up to a maximum of RM50. |
| Profit-free Period |
20 days from the transactions are posted to the card account until Payment Due Date, if card account is settled in full every month. 20-day profit-free period is only applicable for retail purchases. |
| Card-i Service Tax |
Principal
RM50 per Card
Supplementary
RM25 per Card
Tax will be charged on the first statement after Card-i is issued and thereafter on anniversary date on yearly basis. |
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