My First Home Scheme-i 

Based on the Shariah concept of Murabahah Tawarruq (MTQ), My First Home Scheme is a financing facility for purchases of residential properties and calculated on a variable rate basis. 

This facility is specifically for first time home buyers and you are offering your house as a security for this financing.

       ✔​  Special scheme inspired by Malaysian government with 100% financing.

       ✔   0% Down Payment for first time Home Buyers.


  • ​Residential properties under construction or completed with price of up to RM500,000.
  • Financing Tenure of up to 35 years or age 70 whichever is earlier.
  • Gross Monthly Household Income for Individual up to RM5,000 and Joint up to RM10,000. (subject to maximum gross monthly income of RM5,000 per applicant).
  • Processing fees is waived.
  • Applicable for Individual customer.
  • Malaysian citizen only.

​Click here​ for the product disclosure sheet.