Asset Acquisition

Whether you are a new entrepreneur or running a small to medium enterprise, we offer a full range of loan packages to suit your property financing needs.

Term Loan

  • A Term Loan is a fixed amount of loan granted for an agreed period of time and to be repaid in fixed instalments.
  • With fixed repayments, you’ll be able to plan and manage your cash flow effectively.


  • OD is a revolving loan granted and it is subject to annual review. It is made available to a business customer via a current account, whereby the borrower may withdraw the required amount each time by issuing cheques, as long as the OD limit is not exceeded.
  • A commitment fee of 1% is charged on the unutilized portion of the facility.
  • Interest is calculated on a daily basis based on the balance outstanding at the end of each business day.