Term Financing-i (SME)


A Shariah compliant term financing facility for working capital requirement or capital injection or asset acquisition or redemption purposes that cater for business needs or project/contract financing.


Item ​​Description
Shariah Concept Murabahah Tawarruq
Who Can Apply? Small Medium Enterprise (SME) 
Facility limit Fixed Rate or Variable Rate capped at Ceiling Profit Rate 
Security/ Collaterals/ Guarantee Term Deposit, Property, Third party guarantee e.g. CGC, SJPP or any Shariah compliant guarantee provider
Financing Tenure
Up to 20 years
Fees & Charges Click here


  • Fac​ility to cater for business needs 
  • Variable rate is capped at Ceiling Profit Rate 
  • Rebate for early settlement 
  • Non-compounded charges


​​​​Click here​ for the product disclosure sheet.