Life is never predictable, and there are times when we all need some extra cash for those rainy days. AmBank Islamic's Personal Financing-i is an excellent way of financing a planned or unplanned event to tide you over, with competitive profits rates available in the market. It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). It has been designed specifically for your needs
Features:
- High Payout up to 99.5% with competitive pricing
- No advance instalments required
- Up to 3 Months Deferment Period*
- No Guarantor & Collateral Required
- No Monthly Membership Fee
- Rebate on Early Settlement
- Takaful Coverage (optional)
- Non-Force Product Bundling (Hibah/Wasiat)
- Salary Crediting Account Remains
- Waived Wakil & Trading Fees
Notes: * Subject to the date of disbursement
Payment Method
- Biro Perkhidmatan Angkasa (BPA): Salary deduction via BPA payroll unit
Profit Rate
Biro Perkhidmatan Angkasa (BPA)
- As low as 4.08% fixed rate per annum (effective profit rate as low as 7.24% per annum)
- Click here for Product Disclosure Sheet