Personal Financing-i

Life is never predictable, and there are times when we all need some extra cash for those rainy days. AmBank Islamic's Personal Financing-i is an excellent way of financing a planned or unplanned event to tide you over, with competitive profits rates available in the market. It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). It has been designed specifically for your needs​


  • High Payout up to 99.5% with competitive pricing 
  • No advance instalments required 
  • Up to 3 Months Deferment Period* 
  • No Guarantor & Collateral Required 
  • No Monthly Membership Fee 
  • Rebate on Early Settlement 
  • Takaful Coverage (optional) 
  • Non-Force Product Bundling (Hibah/Wasiat) 
  • Salary Crediting Account Remains
  • Waived Wakil & Trading Fees
      Notes: * Subject to the date of disbursement

Payment Method

  • Biro Perkhidmatan Angkasa (BPA): Salary deduction via BPA payroll unit

Profit Rate

Biro Perkhidmatan Angkasa (BPA)

  • As low as 4.08% fixed rate per annum (effective profit rate as low as 7.24% per annum) 
  • Click here for Product Disclosure Sheet