AmBank Group is a leading Malaysian financial services group serving approximately three million customers. We are the sixth-largest banking group, with a market capitalisation of more than RM18.5 billion as at 31 March 2025.
We recognise that individual and corporate responsibility constitute the foundation of a sustainable society and is an important part of how we conduct our business. As a financial institution, we impact the environment directly through our activities and operations and indirectly through the services we provide to our clients.
This Policy sets out the key principles that the Group has adopted to operate in a manner that is environmentally conscious and socially responsible:
We are committed to meet all our environmental compliance obligations such as relevant environmental legislation, regulations, and standards to which the Group subscribes such as but not inclusive.
We are committed to the protection of the environment including the prevention of pollution. To this end, we will strive to minimise our operational impact by reducing our carbon footprint from energy consumption and business travel and promoting the sustainable use of natural resources. We will implement programmes to use energy and water more efficiently while adopting good energy and water management practices. We will endeavour to eliminate and minimise waste and ensure the management of materials and disposal of waste is done in an environmentally responsible manner.
We aspire to continuously improve our environmental performance in ways that are commercially viable and valued by our stakeholders. We shall achieve this by setting environmental objectives and targets at relevant functions and levels, considering significant environmental matters and associated compliance obligations, and implement actions to achieve these objectives. Performance will be monitored, evaluated, and publicly reported with associated indicators.
We endeavour to make strategic decisions that are credible and comprehensive, in tandem with evolving best practices that support Malaysia’s climate commitments. We aim to integrate environmental considerations into core operations, including strategy, risk management, and product development.
We will practice responsible and green procurement and reduce any adverse impacts to the land and biodiversity. We expect our suppliers to comply with our Supplier Code of Conduct by ensuring that our supplies are sustainably sourced as well as promoting the use of recycled materials and products that can be recycled in our procurement. We expect that our suppliers comply to the local environmental laws and regulations as well as ensure protection of the environment.
As part of our sustainable financing aspiration, we shall strive to reduce any adverse environmental impact resulting from our lending, financing and investment activities. This will be accommodated through our Net Zero Transition Plan which has been designed to consider relevant science-based pathways for hard to abate sectors and our position statements for these sectors.
Environmental protection and biodiversity conservation is the responsibility of all our employees. We are committed to raising awareness among our employees and educating wider stakeholders about the importance of environmental protection.
We will proactively engage all stakeholders, including customers, suppliers, communities, regulators and government agencies through constructive dialogue and strategic partnerships to advance Malaysia-aligned climate commitments.
The Board of Directors oversees direction of the Group’s environmental strategy and policy. This policy has been approved by the Board of Directors.
The Board of Directors
30 September 2025