Credit Guarantee Corporation (CGC) Guarantee Schemes

Portfolio Guarantee Term Loan

Eligibility:

• A company registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding
• Meet the SME Corporation Malaysia’s definition of an SME

Purpose of Financing:

• Working Capital

Type of Facility:

• Term Loan

Maximum Loan Amount:

• Up to RM2mil
  

Guarantee Coverage:

• 70% guarantee coverage

BizJamin Scheme

Eligibility:

• A company registered in Malaysia, is Malaysian-controlled and Malaysian-owned with at least 51% shareholding
• Meet the SME Corporation Malaysia’s definition of an SME

Purpose of Financing:

• Working Capital
• Capital Expenditure

Type of Facility:

• Term Loan
• Overdraft
• Trade Facilities

Guarantee Coverage:

• Secured portion - ranges between 30% to 90% guarantee coverage
• Unsecured portion - ranges between 30% to 80% guarantee coverage

Guarantee Fee:

• Secured portion - Starting from 0.5% to 3.20% per annum
• Unsecured portion - Starting from 0.75% to 4.00% per annum