In planning for the future, financing education, starting a business, preparing for future medical needs, home renovation, or even for basic needs in practicing a healthy lifestyle, a strong financial position is essential for your dreams to come true. AmBank Islamic is ready to help you in fulfilling your dreams and achieving the success you desire with Personal Financing-i, a shariah-compliant product based on the concept of Murabahah tawarruq (MTQ).
Features:
- High Payout up to 99.5% payout with competitive pricing and financing up to RM200,000
- No advance instalments required
- Up to 3 Months Deferment Period*
- No Guarantor & Collateral Required
- No Monthly Membership Fee
- Rebate on Early Settlement
- Takaful Coverage (optional)
- Waived Wakil & Trading Fees
Notes: * Subject to the date of disbursement
Payment Method
- Biro Perkhidmatan Angkasa (BPA): Salary deduction via BPA payroll unit
Profit Rate
| Financing Amount | Profit Rate |
| RM80,000 to RM200,000 | Promotional Rate until 31 December 2025 Fixed Rate 3.55% per annum (Effective Rate from 6.38% to 6.67% per annum) With Takaful coverage |
| RM5,000 to RM200,000 | Fixed Rate 4.25% per annum (Effective Rate from 7.51% to 7.96% per annum) |
Click here to view the Payment Table
Eligibility
- Malaysian citizens aged between 18 and 60 years (depending on the retirement age at maturity of the financing, whichever is applicable)
- Permanent position for not less than three (3) months
- Gross income not less than RM1,500
